ABOUT NAVON
We're not a bank..
We're the underwriter.
Navon was built by a lending veteran who spent over 10 years watching good deals die in committee. We replaced the waiting room with a tech stack. Real estate-backed business loans, evaluated in hours and funded in under 10 business days.
- $200K to $1.5M loan range
- Proprietary underwriting technology
- Asset-first evaluation
Asset-backed business lending
Real estate equity shouldn't sit idle.
It should move your business forward.
Every property on a business balance sheet is capital waiting to be used. Traditional lenders make accessing it slow, unpredictable, and expensive. They schedule appraisers. They run it through committees. They ask for documents you already gave them two weeks ago.
Navon was built to end that. Our mission is to turn real estate equity into usable business capital, fast, on terms you understand before you sign, without the institutional runaround.
OUR STORY
Built by someone who knows what a bad process costs.
Our founder Dov spent over a decade in the lending industry. He saw firsthand how the gap between a borrower with a solid asset and a lender willing to fund it was almost always a process problem. Not a credit problem. Not a risk problem. A speed and technology problem.
Navon is the answer to that gap. We built proprietary underwriting technology that evaluates real estate collateral in hours using three independent data sources. No human appraiser on a two-week waitlist. No loan committee meeting on a Thursday. Just a structured deal file, a fast decision, and capital that moves.
We are not trying to be a bank. We are trying to make banks irrelevant for the borrowers they underserve.
Loan Product
One product.
Built differently.
Asset-backed business loans secured by real estate — originated faster and smarter through our proprietary underwriting stack.
Fast-track funding
Loans from $200K to $1.5M, funded in under 10 business days in most cases.
Proprietary underwriting
Our stack processes property data, title, and risk in hours. No committees. No legacy delays.
We find value others miss
Traditional lenders turn down deals that do not fit their model. We built technology that sees the full picture.
PROCESS
Four steps.
Under 10 business days.
01
Apply in minutes
One short form. Tell us about your business and the property you are pledging.
02
Get approved fast
Our underwriting engine evaluates your asset in hours using three independent data sources.
03
Due diligence
Final checks before funding. We may request outstanding documents. Most borrowers clear this quickly.
04
Receive your funds
Sign electronically. Capital wired directly to your account.
Client Stories
Real businesses.
Real results.
What are the requirements for a loan?
At least 12 months in business, $250,000 or more in annual revenue, a 600 or higher FICO score, and non-primary real estate to pledge as collateral.
How quickly can I receive funding?
In most cases, under 10 business days from application. Our underwriting evaluates your asset in hours. Due diligence is the final step and typically moves quickly.
What loan amounts are available?
We fund from $200,000 to $1,500,000. The amount is based on your property value at up to 65% loan-to-value.
What happens to my credit score when I apply?
We run a soft pull at application, which has zero impact on your score. A hard pull happens only once, immediately before funding, after you have reviewed and accepted your terms.
What makes Navon different from a bank?
Speed, clarity, and technology. Banks require committees, hard credit pulls, and weeks of back and forth. We use proprietary underwriting technology to evaluate your asset in hours, publish our terms upfront, and fund in under 10 business days in most cases. One fixed rate. No prepayment penalty. No surprises.