By providing your mobile telephone number and affirmatively checking the SMS consent box, you expressly consent to receive text messages (SMS and MMS) from Navon Finance LLC (“Navon”), its affiliates, service providers, agents, and contractors at the telephone number you provide.

Such communications may include application status updates, requests for information or documentation, underwriting communications, account notifications, funding updates, servicing communications, payment reminders, security alerts, customer support communications, and, where separately authorized, marketing and promotional messages.

You understand and agree that Navon may use an automatic telephone dialing system, artificial intelligence-enabled messaging systems, prerecorded or artificial voice technology, and other automated technologies to deliver such communications.

Message frequency may vary. Message and data rates may apply. Consent to receive text messages is not a condition of obtaining financing, submitting an application, or receiving services from Navon.

You may revoke your consent at any time by replying STOP to any text message received from Navon or by using any other reasonable method of communicating your desire to opt out. Navon will honor and process opt-out requests within ten (10) business days following receipt. Following receipt of your opt-out request, Navon may send a single, final confirmation message confirming your opt-out; no further messages of the type opted out of will be sent thereafter. Even after opting out of marketing messages, Navon may continue to send legally required, transactional, servicing, account-related, fraud-prevention, security, or compliance-related communications as permitted by law.

By checking the SMS consent box, you represent that you are the authorized subscriber or customary user of the telephone number provided and that you have authority to provide this consent.

TRANSACTIONAL SMS CHECK BOX:

☐  I expressly consent to receive transactional text messages from Navon Finance regarding my application, financing request, account, underwriting process, funding status, servicing relationship, payment reminders, fraud alerts, and other account-related matters. Message frequency varies. Message and data rates may apply. Reply STOP to opt out.

MARKETING SMS CHECK BOX:

☐  I expressly consent to receive marketing and promotional text messages from Navon Finance using automated technology. Consent is not a condition of obtaining financing or services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out.

EMAIL COMMUNICATIONS CONSENT

By providing your email address to Navon Finance LLC (“Navon,” “we,” “our,” or “us”), you expressly consent to receive communications electronically from Navon, its affiliates, service providers, agents, contractors, successors, and assigns.

You agree that Navon may send communications to the email address you provide in connection with your use of the website, loan application, financing request, account, loan servicing relationship, or any other business relationship with Navon.

Electronic communications may include, without limitation:

1. account registration confirmations;
2. loan application updates;
3. requests for information or documentation;
4. underwriting communications;
5. credit-related notices;
6. adverse action notices;
7. loan approvals, conditional approvals, and funding notifications;
8. payment reminders and servicing communications;
9. account statements and payoff information;
10. privacy notices and updates;
11. terms of service and policy updates;
12. security alerts and fraud-prevention notices;
13. customer service communications;
14. legally required disclosures; and
15. marketing, promotional, educational, and product-related communications where permitted by law.

You acknowledge and agree that electronic communications may satisfy any legal requirement that such communications be provided in writing.

You understand that delivery of an email to the email address you provide shall constitute effective delivery regardless of whether you actually access, read, or respond to the communication, except where prohibited by applicable law.

You agree to maintain a valid and current email address and promptly update Navon if your email address changes. You acknowledge that failure to maintain accurate contact information may result in missed communications, disclosures, notices, or deadlines, and Navon shall not be responsible for any consequences resulting from inaccurate or outdated contact information.

You may opt out of receiving marketing or promotional emails at any time by using the unsubscribe mechanism contained in such communications. Opting out of marketing communications will not affect Navon’s ability to send transactional, servicing, legal, compliance, security, fraud-prevention, account-related, or other non-marketing communications.

Your consent to receive electronic communications shall remain in effect until withdrawn in writing. Withdrawal of consent may limit Navon’s ability to provide certain services, process applications, administer accounts, or maintain an ongoing relationship with you.

By providing your email address and affirmatively consenting below, you acknowledge that you have read and understand this Email Communications Consent and agree to receive electronic communications from Navon as described herein.

EMAIL CONSENT CHECK BOX:

☐  I consent to receive electronic communications from Navon Finance, including application updates, underwriting communications, disclosures, adverse action notices, servicing communications, legal notices, account-related communications, and other information relating to my relationship with Navon. I understand that electronic communications may satisfy any legal requirement that communications be provided in writing.